http://home-loan-modification.org/
Hundreds of thousands, if not millions, of loan modifications may be soon under way. The government is considering a plan that would help 3 million homeowners avoid foreclosure. The plan would include loan modifications that would lower their interest rate for five years.
According to the Mortgage Bankers Association, more than 4 million homeowners were at least a month behind on their mortgage in June and 500,000 had started the foreclosure process so some type of plan is desperately needed.
Some banks have already started allowing borrowers to modify their existing loan. JP Morgan announced last week that they are starting a new program to stem the number of foreclosures and they will not put any homes in foreclose for the next 90 days while they implement the plan.
JP Morgan's progam will also include Washington Mutual and EMC clients, which they acquired earlier this year.
Bank of America will start loan modifications Dec. 1 that are expected to cover about 400,000 loans previously held by Countrywide.
I look forward to the help borrowers will receive under these loan modifications.
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